Call reports 2023
BENCHMARK BANK — 2023
What BENCHMARK BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,115,565,000 | 1,060,932,000 | 1,067,187,000 | 1,128,145,000 |
| Total loans | 680,735,000 | 699,796,000 | 693,286,000 | 707,684,000 |
| Allowance for loan losses | 7,944,000 | 8,257,000 | 8,145,000 | 9,410,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 71,690,000 | 6,605,000 | 6,596,000 | 6,458,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 994,834,000 | 940,744,000 | 944,998,000 | 1,010,389,000 |
| Interest-bearing deposits | 496,282,000 | 526,218,000 | 542,242,000 | 597,177,000 |
| Noninterest-bearing deposits | 498,552,000 | 414,526,000 | 402,756,000 | 413,212,000 |
| Equity capital | 108,621,000 | 106,321,000 | 106,849,000 | 107,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,968,000 | 28,398,000 | 44,019,000 | 60,612,000 |
| Interest expense | 2,280,000 | 5,509,000 | 9,418,000 | 14,003,000 |
| Net interest income | 11,688,000 | 22,889,000 | 34,601,000 | 46,609,000 |
| Noninterest income | 4,319,000 | 9,980,000 | 13,645,000 | 18,416,000 |
| Noninterest expense | 11,004,000 | 22,065,000 | 33,905,000 | 43,953,000 |
| Provision for loan losses | 143,000 | 444,000 | 353,000 | 1,186,000 |
| Pretax income | 4,860,000 | 10,360,000 | 13,988,000 | 19,886,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,860,000 | 10,360,000 | 13,988,000 | 19,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,621,000 | 106,321,000 | 106,849,000 | 107,897,000 |
| Total capital | 116,565,000 | 114,578,000 | 114,994,000 | 117,228,000 |
| Risk-weighted assets | 698,461,000 | 735,140,000 | 723,783,000 | 746,431,000 |