Call reports 2022
BENCHMARK BANK — 2022
What BENCHMARK BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,280,643,000 | 1,262,559,000 | 1,253,158,000 | 1,224,531,000 |
| Total loans | 648,724,000 | 688,208,000 | 684,890,000 | 693,245,000 |
| Allowance for loan losses | 6,061,000 | 6,321,000 | 6,490,000 | 6,612,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 834,000 | 202,405,000 | 189,928,000 | 156,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,177,063,000 | 1,152,896,000 | 1,138,385,000 | 1,108,407,000 |
| Interest-bearing deposits | 584,407,000 | 525,361,000 | 535,927,000 | 488,818,000 |
| Noninterest-bearing deposits | 592,656,000 | 627,535,000 | 602,458,000 | 619,589,000 |
| Equity capital | 90,709,000 | 97,708,000 | 101,336,000 | 104,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,551,000 | 17,081,000 | 28,771,000 | 42,171,000 |
| Interest expense | 310,000 | 627,000 | 1,091,000 | 2,143,000 |
| Net interest income | 7,241,000 | 16,454,000 | 27,680,000 | 40,028,000 |
| Noninterest income | 5,774,000 | 23,705,000 | 29,432,000 | 34,082,000 |
| Noninterest expense | 11,320,000 | 23,698,000 | 34,861,000 | 44,261,000 |
| Provision for loan losses | -263,000 | 5,000 | 166,000 | 156,000 |
| Pretax income | 1,958,000 | 16,456,000 | 22,085,000 | 29,693,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,958,000 | 16,456,000 | 22,085,000 | 29,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,934,000 | 97,708,000 | 101,336,000 | 104,943,000 |
| Total capital | 94,995,000 | 104,029,000 | 107,826,000 | 111,555,000 |
| Risk-weighted assets | 687,787,000 | 723,430,000 | 722,148,000 | 733,337,000 |