Call reports 2021
BENCHMARK BANK — 2021
What BENCHMARK BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 993,018,000 | 1,067,662,000 | 1,100,578,000 | 1,266,092,000 |
| Total loans | 699,248,000 | 686,749,000 | 653,030,000 | 671,858,000 |
| Allowance for loan losses | 5,735,000 | 5,823,000 | 5,766,000 | 6,309,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 962,000 | 954,000 | 852,000 | 843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 914,446,000 | 985,742,000 | 1,005,479,000 | 1,172,397,000 |
| Interest-bearing deposits | 495,575,000 | 517,428,000 | 528,294,000 | 600,374,000 |
| Noninterest-bearing deposits | 418,871,000 | 468,314,000 | 477,185,000 | 572,023,000 |
| Equity capital | 74,337,000 | 76,266,000 | 88,181,000 | 89,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,027,000 | 15,523,000 | 23,185,000 | 31,076,000 |
| Interest expense | 436,000 | 777,000 | 1,093,000 | 1,395,000 |
| Net interest income | 7,591,000 | 14,746,000 | 22,092,000 | 29,681,000 |
| Noninterest income | 4,780,000 | 11,575,000 | 18,458,000 | 28,022,000 |
| Noninterest expense | 9,524,000 | 20,277,000 | 31,413,000 | 44,320,000 |
| Provision for loan losses | -161,000 | -93,000 | -165,000 | 361,000 |
| Pretax income | 3,008,000 | 6,137,000 | 9,302,000 | 13,022,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,008,000 | 6,137,000 | 9,302,000 | 13,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,590,000 | 74,551,000 | 86,375,000 | 87,941,000 |
| Total capital | 78,325,000 | 80,374,000 | 92,141,000 | 94,250,000 |
| Risk-weighted assets | 683,984,000 | 681,549,000 | 659,176,000 | 686,465,000 |