Call reports 2020
BENCHMARK BANK — 2020
What BENCHMARK BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 680,861,000 | 792,407,000 | 820,290,000 | 940,340,000 |
| Total loans | 544,336,000 | 633,164,000 | 674,785,000 | 697,877,000 |
| Allowance for loan losses | 4,525,000 | 5,032,000 | 5,227,000 | 5,604,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,327,000 | 1,315,000 | 1,124,000 | 1,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,858,000 | 720,143,000 | 744,132,000 | 867,383,000 |
| Interest-bearing deposits | 357,790,000 | 407,868,000 | 416,025,000 | 495,977,000 |
| Noninterest-bearing deposits | 253,068,000 | 312,275,000 | 328,107,000 | 371,406,000 |
| Equity capital | 67,925,000 | 68,036,000 | 70,490,000 | 71,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,256,000 | 14,521,000 | 21,945,000 | 29,606,000 |
| Interest expense | 1,104,000 | 1,536,000 | 1,981,000 | 2,476,000 |
| Net interest income | 6,152,000 | 12,985,000 | 19,964,000 | 27,130,000 |
| Noninterest income | 4,220,000 | 8,053,000 | 12,666,000 | 19,275,000 |
| Noninterest expense | 8,788,000 | 17,389,000 | 26,033,000 | 35,622,000 |
| Provision for loan losses | -309,000 | 204,000 | -62,000 | 285,000 |
| Pretax income | 1,893,000 | 3,445,000 | 6,659,000 | 10,498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,893,000 | 3,445,000 | 6,659,000 | 10,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,925,000 | 68,036,000 | 70,490,000 | 71,329,000 |
| Total capital | 72,450,000 | 73,068,000 | 75,717,000 | 76,933,000 |
| Risk-weighted assets | 555,957,000 | 620,297,000 | 657,972,000 | 689,578,000 |