Call reports 2019
BENCHMARK BANK — 2019
What BENCHMARK BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 620,488,000 | 646,484,000 | 713,189,000 | 800,874,000 |
| Total loans | 481,479,000 | 485,220,000 | 498,475,000 | 523,306,000 |
| Allowance for loan losses | 5,145,000 | 4,847,000 | 4,820,000 | 4,740,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,611,000 | 1,436,000 | 1,426,000 | 1,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,158,000 | 581,379,000 | 645,871,000 | 733,294,000 |
| Interest-bearing deposits | 317,054,000 | 337,080,000 | 392,754,000 | 468,670,000 |
| Noninterest-bearing deposits | 241,104,000 | 244,299,000 | 253,117,000 | 264,624,000 |
| Equity capital | 59,779,000 | 61,358,000 | 62,422,000 | 66,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,102,000 | 14,506,000 | 22,175,000 | 29,765,000 |
| Interest expense | 697,000 | 1,533,000 | 2,672,000 | 3,951,000 |
| Net interest income | 6,405,000 | 12,973,000 | 19,503,000 | 25,814,000 |
| Noninterest income | 4,536,000 | 9,552,000 | 15,391,000 | 21,319,000 |
| Noninterest expense | 8,449,000 | 17,165,000 | 26,252,000 | 34,914,000 |
| Provision for loan losses | -135,000 | -445,000 | -627,000 | -661,000 |
| Pretax income | 2,627,000 | 5,805,000 | 9,269,000 | 12,880,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,627,000 | 5,805,000 | 9,269,000 | 12,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,766,000 | 61,350,000 | 62,419,000 | 66,031,000 |
| Total capital | 64,911,000 | 66,197,000 | 67,239,000 | 70,771,000 |
| Risk-weighted assets | 491,990,000 | 497,696,000 | 511,827,000 | 529,248,000 |