Call reports 2018
BENCHMARK BANK — 2018
What BENCHMARK BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 562,028,000 | 548,195,000 | 581,777,000 | 582,756,000 |
| Total loans | 445,276,000 | 462,065,000 | 463,090,000 | 474,322,000 |
| Allowance for loan losses | 4,826,000 | 4,818,000 | 4,812,000 | 5,126,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,825,000 | 1,812,000 | 1,777,000 | 1,755,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 504,501,000 | 487,340,000 | 519,397,000 | 522,472,000 |
| Interest-bearing deposits | 299,232,000 | 275,337,000 | 274,042,000 | 285,230,000 |
| Noninterest-bearing deposits | 205,269,000 | 212,003,000 | 245,355,000 | 237,242,000 |
| Equity capital | 55,322,000 | 57,476,000 | 58,487,000 | 59,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,968,000 | 12,516,000 | 19,152,000 | 26,171,000 |
| Interest expense | 267,000 | 612,000 | 990,000 | 1,485,000 |
| Net interest income | 5,701,000 | 11,904,000 | 18,162,000 | 24,686,000 |
| Noninterest income | 7,738,000 | 12,306,000 | 16,084,000 | 20,356,000 |
| Noninterest expense | 7,489,000 | 15,534,000 | 23,396,000 | 31,440,000 |
| Provision for loan losses | 103,000 | 175,000 | 239,000 | 625,000 |
| Pretax income | 5,847,000 | 8,501,000 | 10,611,000 | 12,977,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,847,000 | 8,501,000 | 10,611,000 | 12,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,969,000 | 57,128,000 | 58,144,000 | 59,034,000 |
| Total capital | 59,795,000 | 61,946,000 | 62,956,000 | 64,160,000 |
| Risk-weighted assets | 469,607,000 | 477,025,000 | 478,702,000 | 483,291,000 |