Call reports 2017
BENCHMARK BANK — 2017
What BENCHMARK BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 560,606,000 | 548,458,000 | 555,785,000 | 545,990,000 |
| Total loans | 425,100,000 | 443,074,000 | 456,381,000 | 445,298,000 |
| Allowance for loan losses | 4,089,000 | 4,136,000 | 4,117,000 | 4,429,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,009,000 | 1,997,000 | 1,849,000 | 1,838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,054,000 | 489,812,000 | 496,514,000 | 490,881,000 |
| Interest-bearing deposits | 325,080,000 | 300,562,000 | 304,506,000 | 284,474,000 |
| Noninterest-bearing deposits | 179,974,000 | 189,250,000 | 192,008,000 | 206,407,000 |
| Equity capital | 52,586,000 | 53,617,000 | 54,741,000 | 54,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,271,000 | 10,888,000 | 16,770,000 | 22,779,000 |
| Interest expense | 275,000 | 563,000 | 851,000 | 1,124,000 |
| Net interest income | 4,996,000 | 10,325,000 | 15,919,000 | 21,655,000 |
| Noninterest income | 7,032,000 | 13,170,000 | 18,853,000 | 22,813,000 |
| Noninterest expense | 7,861,000 | 16,668,000 | 24,632,000 | 31,373,000 |
| Provision for loan losses | 29,000 | 909,000 | 998,000 | 3,468,000 |
| Pretax income | 4,138,000 | 5,918,000 | 9,142,000 | 9,627,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,138,000 | 5,918,000 | 9,142,000 | 9,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,224,000 | 53,259,000 | 54,387,000 | 53,726,000 |
| Total capital | 56,313,000 | 57,395,000 | 58,504,000 | 58,155,000 |
| Risk-weighted assets | 428,061,000 | 451,474,000 | 471,463,000 | 461,894,000 |