Call reports 2016
BENCHMARK BANK — 2016
What BENCHMARK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 527,637,000 | 544,210,000 | 527,470,000 | 514,632,000 |
| Total loans | 476,638,000 | 483,083,000 | 467,060,000 | 451,551,000 |
| Allowance for loan losses | 3,450,000 | 3,789,000 | 3,711,000 | 4,065,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,306,000 | 2,294,000 | 2,282,000 | 2,145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,446,000 | 487,840,000 | 470,089,000 | 461,700,000 |
| Interest-bearing deposits | 292,150,000 | 301,691,000 | 298,452,000 | 289,440,000 |
| Noninterest-bearing deposits | 146,296,000 | 186,149,000 | 171,637,000 | 172,260,000 |
| Equity capital | 47,587,000 | 49,465,000 | 52,215,000 | 50,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,700,000 | 11,823,000 | 18,043,000 | 23,731,000 |
| Interest expense | 272,000 | 576,000 | 869,000 | 1,146,000 |
| Net interest income | 5,428,000 | 11,247,000 | 17,174,000 | 22,585,000 |
| Noninterest income | 5,083,000 | 11,233,000 | 16,957,000 | 22,262,000 |
| Noninterest expense | 9,266,000 | 18,986,000 | 27,370,000 | 36,786,000 |
| Provision for loan losses | 240,000 | 610,000 | 1,128,000 | 3,569,000 |
| Pretax income | 1,005,000 | 2,884,000 | 5,633,000 | 4,492,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,005,000 | 2,884,000 | 5,633,000 | 4,492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,223,000 | 49,104,000 | 51,857,000 | 50,593,000 |
| Total capital | 50,673,000 | 52,893,000 | 55,568,000 | 54,658,000 |
| Risk-weighted assets | 490,144,000 | 496,235,000 | 476,359,000 | 453,575,000 |