Call reports 2014
BENCHMARK BANK — 2014
What BENCHMARK BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 428,256,000 | 423,125,000 | 426,707,000 | 415,237,000 |
| Total loans | 286,297,000 | 326,253,000 | 323,265,000 | 330,532,000 |
| Allowance for loan losses | 2,268,000 | 2,283,000 | 2,334,000 | 2,319,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,047,000 | 3,032,000 | 2,891,000 | 2,876,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,580,000 | 373,610,000 | 377,242,000 | 367,700,000 |
| Interest-bearing deposits | 292,123,000 | 256,019,000 | 253,345,000 | 259,402,000 |
| Noninterest-bearing deposits | 90,457,000 | 117,591,000 | 123,897,000 | 108,298,000 |
| Equity capital | 40,319,000 | 41,958,000 | 42,854,000 | 42,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,473,000 | 7,766,000 | 12,607,000 | 17,399,000 |
| Interest expense | 310,000 | 566,000 | 799,000 | 1,023,000 |
| Net interest income | 3,163,000 | 7,200,000 | 11,808,000 | 16,376,000 |
| Noninterest income | 4,717,000 | 11,418,000 | 18,101,000 | 22,705,000 |
| Noninterest expense | 8,899,000 | 17,996,000 | 27,641,000 | 36,533,000 |
| Provision for loan losses | 2,000 | 5,000 | 5,000 | 14,000 |
| Pretax income | -1,021,000 | 617,000 | 2,263,000 | 2,534,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,021,000 | 617,000 | 2,263,000 | 2,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,437,000 | 40,892,000 | 41,582,000 | 40,819,000 |
| Total capital | 41,705,000 | 43,175,000 | 43,916,000 | 43,138,000 |
| Risk-weighted assets | 269,168,000 | 311,970,000 | 317,336,000 | 337,358,000 |