Call reports 2013
BENCHMARK BANK — 2013
What BENCHMARK BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 387,072,000 | 399,657,000 | 399,407,000 | 414,540,000 |
| Total loans | 258,455,000 | 300,575,000 | 243,188,000 | 239,594,000 |
| Allowance for loan losses | 2,505,000 | 2,534,000 | 2,478,000 | 2,286,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,377,000 | 1,273,000 | 2,378,000 | 3,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,770,000 | 351,529,000 | 351,962,000 | 370,726,000 |
| Interest-bearing deposits | 262,944,000 | 255,967,000 | 258,556,000 | 281,413,000 |
| Noninterest-bearing deposits | 77,826,000 | 95,562,000 | 93,406,000 | 89,313,000 |
| Equity capital | 40,703,000 | 40,616,000 | 39,400,000 | 38,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,221,000 | 6,834,000 | 10,634,000 | 13,991,000 |
| Interest expense | 397,000 | 801,000 | 1,182,000 | 1,542,000 |
| Net interest income | 2,824,000 | 6,033,000 | 9,452,000 | 12,449,000 |
| Noninterest income | 6,594,000 | 13,760,000 | 20,840,000 | 27,117,000 |
| Noninterest expense | 9,926,000 | 19,769,000 | 30,631,000 | 40,668,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 5,000 |
| Pretax income | -508,000 | 24,000 | -344,000 | -1,107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -508,000 | 24,000 | -344,000 | -1,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,235,000 | 39,767,000 | 39,400,000 | 38,862,000 |
| Total capital | 41,740,000 | 42,301,000 | 41,878,000 | 41,148,000 |
| Risk-weighted assets | 213,260,000 | 238,058,000 | 221,503,000 | 228,324,000 |