Call reports 2012
BENCHMARK BANK — 2012
What BENCHMARK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 358,173,000 | 362,435,000 | 361,861,000 | 366,199,000 |
| Total loans | 312,004,000 | 315,752,000 | 312,235,000 | 249,581,000 |
| Allowance for loan losses | 2,516,000 | 2,531,000 | 2,534,000 | 2,552,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,640,000 | 1,634,000 | 1,627,000 | 1,621,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,832,000 | 304,253,000 | 293,946,000 | 319,636,000 |
| Interest-bearing deposits | 240,950,000 | 237,141,000 | 225,986,000 | 244,788,000 |
| Noninterest-bearing deposits | 70,882,000 | 67,112,000 | 67,960,000 | 74,848,000 |
| Equity capital | 43,798,000 | 46,247,000 | 44,553,000 | 42,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,102,000 | 8,152,000 | 12,340,000 | 16,436,000 |
| Interest expense | 655,000 | 1,302,000 | 1,745,000 | 2,156,000 |
| Net interest income | 3,447,000 | 6,850,000 | 10,595,000 | 14,280,000 |
| Noninterest income | 7,184,000 | 17,601,000 | 30,146,000 | 41,891,000 |
| Noninterest expense | 8,222,000 | 17,655,000 | 27,887,000 | 40,991,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,409,000 | 6,796,000 | 12,854,000 | 15,180,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,409,000 | 6,796,000 | 12,854,000 | 15,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,331,000 | 41,221,000 | 41,550,000 | 39,604,000 |
| Total capital | 42,847,000 | 43,752,000 | 44,084,000 | 42,156,000 |
| Risk-weighted assets | 242,513,000 | 245,421,000 | 246,891,000 | 210,547,000 |