Call reports 2011
BENCHMARK BANK — 2011
What BENCHMARK BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 364,157,000 | 302,843,000 | 320,609,000 | 358,515,000 |
| Total loans | 266,677,000 | 273,245,000 | 286,216,000 | 317,420,000 |
| Allowance for loan losses | 2,412,000 | 2,383,000 | 2,398,000 | 2,342,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 504,000 | 504,000 | 1,651,000 | 1,646,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,379,000 | 260,794,000 | 276,802,000 | 295,745,000 |
| Interest-bearing deposits | 274,029,000 | 214,027,000 | 219,600,000 | 225,114,000 |
| Noninterest-bearing deposits | 49,350,000 | 46,767,000 | 57,202,000 | 70,631,000 |
| Equity capital | 38,887,000 | 39,911,000 | 41,468,000 | 41,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,567,000 | 8,568,000 | 12,537,000 | 16,905,000 |
| Interest expense | 775,000 | 1,497,000 | 2,090,000 | 2,707,000 |
| Net interest income | 3,792,000 | 7,071,000 | 10,447,000 | 14,198,000 |
| Noninterest income | 3,865,000 | 7,628,000 | 13,809,000 | 22,901,000 |
| Noninterest expense | 6,562,000 | 12,896,000 | 19,955,000 | 28,616,000 |
| Provision for loan losses | 75,000 | 175,000 | 175,000 | 877,000 |
| Pretax income | 1,020,000 | 1,628,000 | 4,126,000 | 7,606,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,020,000 | 1,628,000 | 4,126,000 | 7,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,718,000 | 38,333,000 | 38,884,000 | 39,261,000 |
| Total capital | 41,130,000 | 40,716,000 | 41,282,000 | 41,603,000 |
| Risk-weighted assets | 237,328,000 | 227,562,000 | 237,694,000 | 252,077,000 |