Call reports 2010
BENCHMARK BANK — 2010
What BENCHMARK BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 342,936,000 | 378,204,000 | 379,183,000 | 367,764,000 |
| Total loans | 297,169,000 | 341,664,000 | 349,315,000 | 329,670,000 |
| Allowance for loan losses | 2,260,000 | 2,306,000 | 2,538,000 | 2,335,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 1,830,000 | 1,830,000 | 2,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,493,000 | 308,532,000 | 324,188,000 | 324,360,000 |
| Interest-bearing deposits | 268,841,000 | 267,018,000 | 278,444,000 | 277,165,000 |
| Noninterest-bearing deposits | 40,652,000 | 41,514,000 | 45,744,000 | 47,195,000 |
| Equity capital | 31,247,000 | 34,335,000 | 38,596,000 | 37,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,114,000 | 8,722,000 | 13,491,000 | 18,979,000 |
| Interest expense | 1,104,000 | 2,179,000 | 3,093,000 | 3,933,000 |
| Net interest income | 3,010,000 | 6,543,000 | 10,398,000 | 15,046,000 |
| Noninterest income | 6,924,000 | 12,988,000 | 21,856,000 | 34,122,000 |
| Noninterest expense | 6,595,000 | 13,676,000 | 21,426,000 | 30,348,000 |
| Provision for loan losses | 225,000 | 450,000 | 1,125,000 | 1,800,000 |
| Pretax income | 3,114,000 | 5,405,000 | 9,703,000 | 17,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,114,000 | 5,405,000 | 9,703,000 | 17,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,117,000 | 31,267,000 | 34,078,000 | 37,693,000 |
| Total capital | 32,377,000 | 33,573,000 | 36,616,000 | 40,028,000 |
| Risk-weighted assets | 223,375,000 | 250,750,000 | 251,598,000 | 261,142,000 |