Call reports 2009
BENCHMARK BANK — 2009
What BENCHMARK BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 228,231,000 | 330,572,000 | 323,847,000 | 356,615,000 |
| Total loans | 209,484,000 | 309,905,000 | 303,437,000 | 329,813,000 |
| Allowance for loan losses | 1,449,000 | 2,027,000 | 2,427,000 | 2,252,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,936,000 | 292,159,000 | 288,410,000 | 302,494,000 |
| Interest-bearing deposits | 169,061,000 | 256,215,000 | 255,444,000 | 258,619,000 |
| Noninterest-bearing deposits | 33,875,000 | 35,944,000 | 32,966,000 | 43,875,000 |
| Equity capital | 21,195,000 | 25,368,000 | 29,053,000 | 30,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,111,000 | 6,806,000 | 10,635,000 | 15,740,000 |
| Interest expense | 1,200,000 | 2,471,000 | 4,002,000 | 5,304,000 |
| Net interest income | 1,911,000 | 4,335,000 | 6,633,000 | 10,436,000 |
| Noninterest income | 2,831,000 | 8,214,000 | 14,365,000 | 20,170,000 |
| Noninterest expense | 3,753,000 | 8,093,000 | 12,983,000 | 20,801,000 |
| Provision for loan losses | 75,000 | 635,000 | 935,000 | 1,234,000 |
| Pretax income | 914,000 | 3,821,000 | 7,080,000 | 8,571,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 914,000 | 3,821,000 | 7,080,000 | 8,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,686,000 | 24,675,000 | 26,693,000 | 26,988,000 |
| Total capital | 20,135,000 | 26,702,000 | 29,120,000 | 29,240,000 |
| Risk-weighted assets | 181,575,000 | 222,910,000 | 230,063,000 | 246,650,000 |