Call reports 2005
BENCHMARK BANK — 2005
What BENCHMARK BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 124,313,000 | 134,892,000 | 144,356,000 | 149,696,000 |
| Total loans | 111,868,000 | 118,669,000 | 130,705,000 | 137,719,000 |
| Allowance for loan losses | 769,000 | 892,000 | 654,000 | 821,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,000 | 6,000 | 5,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,982,000 | 118,893,000 | 117,125,000 | 126,048,000 |
| Interest-bearing deposits | 74,690,000 | 89,559,000 | 95,827,000 | 98,412,000 |
| Noninterest-bearing deposits | 21,292,000 | 29,334,000 | 21,298,000 | 27,636,000 |
| Equity capital | 12,494,000 | 14,855,000 | 15,078,000 | 15,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,891,000 | 3,995,000 | 6,414,000 | 9,057,000 |
| Interest expense | 560,000 | 1,225,000 | 1,983,000 | 2,858,000 |
| Net interest income | 1,331,000 | 2,770,000 | 4,431,000 | 6,199,000 |
| Noninterest income | 530,000 | 1,205,000 | 1,699,000 | 2,365,000 |
| Noninterest expense | 1,516,000 | 3,109,000 | 4,713,000 | 6,397,000 |
| Provision for loan losses | 55,000 | 165,000 | 270,000 | 680,000 |
| Pretax income | 290,000 | 701,000 | 1,147,000 | 1,487,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 701,000 | 1,147,000 | 1,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,429,000 | 14,791,000 | 15,012,000 | 15,111,000 |
| Total capital | 13,198,000 | 15,683,000 | 15,666,000 | 15,932,000 |
| Risk-weighted assets | 111,670,000 | 116,378,000 | 135,320,000 | 142,740,000 |
Machine access — free, no API key
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