Call reports 2013
FIRST COMMUNITY BANK OF SOUTHWEST FLORIDA — 2013
What FIRST COMMUNITY BANK OF SOUTHWEST FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 265,736,000 | 247,315,000 |
| Total loans | 183,846,000 | 179,411,000 |
| Allowance for loan losses | 6,404,000 | 8,824,000 |
| Securities available for sale | 25,622,000 | 21,894,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 254,226,000 | 243,618,000 |
| Interest-bearing deposits | 208,820,000 | 202,425,000 |
| Noninterest-bearing deposits | 45,406,000 | 41,193,000 |
| Equity capital | 4,609,000 | -1,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 2,030,000 | 4,299,000 |
| Interest expense | 608,000 | 1,183,000 |
| Net interest income | 1,422,000 | 3,116,000 |
| Noninterest income | 158,000 | -1,659,000 |
| Noninterest expense | 2,412,000 | 4,590,000 |
| Provision for loan losses | 2,522,000 | 5,410,000 |
| Pretax income | -3,354,000 | -8,497,000 |
| Income tax | 134,000 | 507,000 |
| Net income | -3,488,000 | -9,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 4,874,000 | -642,000 |
| Total capital | 7,584,000 | -642,000 |
| Risk-weighted assets | 213,136,000 | 204,376,000 |