Call reports 2012
FIRST COMMUNITY BANK OF SOUTHWEST FLORIDA — 2012
What FIRST COMMUNITY BANK OF SOUTHWEST FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 290,445,000 | 274,354,000 | 279,726,000 | 260,184,000 |
| Total loans | 194,313,000 | 184,566,000 | 181,461,000 | 183,154,000 |
| Allowance for loan losses | 6,577,000 | 6,514,000 | 5,259,000 | 4,931,000 |
| Securities available for sale | 27,664,000 | 28,677,000 | 29,138,000 | 25,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,823,000 | 258,279,000 | 263,258,000 | 244,878,000 |
| Interest-bearing deposits | 231,482,000 | 219,595,000 | 208,793,000 | 194,687,000 |
| Noninterest-bearing deposits | 42,341,000 | 38,684,000 | 54,465,000 | 50,191,000 |
| Equity capital | 9,222,000 | 8,870,000 | 8,952,000 | 8,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,714,000 | 5,240,000 | 7,698,000 | 10,034,000 |
| Interest expense | 915,000 | 1,618,000 | 2,284,000 | 2,924,000 |
| Net interest income | 1,799,000 | 3,622,000 | 5,414,000 | 7,110,000 |
| Noninterest income | 620,000 | 897,000 | 1,781,000 | 2,057,000 |
| Noninterest expense | 2,665,000 | 5,205,000 | 7,666,000 | 9,940,000 |
| Provision for loan losses | 1,017,000 | 1,017,000 | 1,409,000 | 1,409,000 |
| Pretax income | -840,000 | -1,237,000 | -1,318,000 | -1,557,000 |
| Income tax | 0 | 0 | 0 | 201,000 |
| Net income | -840,000 | -1,237,000 | -1,318,000 | -1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,231,000 | 8,833,000 | 8,766,000 | 8,501,000 |
| Total capital | 12,039,000 | 11,531,000 | 11,427,000 | 11,187,000 |
| Risk-weighted assets | 220,887,000 | 211,603,000 | 210,307,000 | 212,683,000 |