Call reports 2010
FIRST COMMUNITY BANK OF SOUTHWEST FLORIDA — 2010
What FIRST COMMUNITY BANK OF SOUTHWEST FLORIDA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 327,945,000 | 326,426,000 | 333,326,000 | 304,637,000 |
| Total loans | 245,523,000 | 240,358,000 | 239,897,000 | 233,922,000 |
| Allowance for loan losses | 5,656,000 | 4,821,000 | 4,802,000 | 6,460,000 |
| Securities available for sale | 33,438,000 | 31,806,000 | 39,851,000 | 29,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,635,000 | 277,866,000 | 281,155,000 | 262,930,000 |
| Interest-bearing deposits | 239,273,000 | 237,764,000 | 252,530,000 | 233,042,000 |
| Noninterest-bearing deposits | 38,362,000 | 40,102,000 | 28,625,000 | 29,888,000 |
| Equity capital | 17,670,000 | 17,494,000 | 17,837,000 | 10,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,718,000 | 7,459,000 | 11,172,000 | 14,782,000 |
| Interest expense | 1,809,000 | 3,579,000 | 5,232,000 | 6,772,000 |
| Net interest income | 1,909,000 | 3,880,000 | 5,940,000 | 8,010,000 |
| Noninterest income | 163,000 | 970,000 | 2,137,000 | 2,499,000 |
| Noninterest expense | 2,203,000 | 5,739,000 | 8,293,000 | 10,427,000 |
| Provision for loan losses | 0 | 0 | 525,000 | 6,985,000 |
| Pretax income | -131,000 | -794,000 | -588,000 | -6,586,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -131,000 | -794,000 | -588,000 | -6,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,861,000 | 17,199,000 | 17,405,000 | 11,408,000 |
| Total capital | 21,034,000 | 20,338,000 | 20,544,000 | 14,476,000 |
| Risk-weighted assets | 251,322,000 | 249,443,000 | 249,461,000 | 242,104,000 |