Call reports 2009
FIRST COMMUNITY BANK OF SOUTHWEST FLORIDA — 2009
What FIRST COMMUNITY BANK OF SOUTHWEST FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 228,319,000 | 314,524,000 | 303,834,000 | 309,566,000 |
| Total loans | 199,387,000 | 273,426,000 | 266,297,000 | 251,655,000 |
| Allowance for loan losses | 4,249,000 | 4,303,000 | 3,663,000 | 5,975,000 |
| Securities available for sale | 0 | 12,229,000 | 0 | 5,054,000 |
| Securities held to maturity | 14,180,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,500,000 | 257,259,000 | 244,585,000 | 259,461,000 |
| Interest-bearing deposits | 160,633,000 | 232,256,000 | 211,743,000 | 229,021,000 |
| Noninterest-bearing deposits | 16,867,000 | 25,003,000 | 32,842,000 | 30,440,000 |
| Equity capital | 20,962,000 | 27,891,000 | 26,041,000 | 17,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,870,000 | 8,295,000 | 12,749,000 | 16,506,000 |
| Interest expense | 1,605,000 | 4,616,000 | 6,706,000 | 8,569,000 |
| Net interest income | 1,265,000 | 3,679,000 | 6,043,000 | 7,937,000 |
| Noninterest income | 57,000 | 207,000 | 575,000 | 581,000 |
| Noninterest expense | 1,613,000 | 4,570,000 | 7,006,000 | 9,507,000 |
| Provision for loan losses | 0 | 700,000 | 4,000,000 | 8,675,000 |
| Pretax income | -291,000 | -1,202,000 | -3,947,000 | -9,223,000 |
| Income tax | -109,000 | -450,000 | -1,482,000 | 2,310,000 |
| Net income | -182,000 | -752,000 | -2,465,000 | -11,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,505,000 | 24,669,000 | 20,024,000 | 17,373,000 |
| Total capital | 22,072,000 | 28,164,000 | 23,361,000 | 20,625,000 |
| Risk-weighted assets | 203,447,000 | 278,487,000 | 266,315,000 | 257,397,000 |