Call reports 2025
CBI BANK & TRUST — 2025
What CBI BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,603,006,000 | 1,575,685,000 | 1,604,689,000 | 1,646,450,000 |
| Total loans | 1,013,245,000 | 1,012,837,000 | 1,030,247,000 | 1,078,805,000 |
| Allowance for loan losses | 11,475,000 | 11,500,000 | 11,240,000 | 12,050,000 |
| Securities available for sale | 303,386,000 | 306,009,000 | 320,055,000 | 320,513,000 |
| Securities held to maturity | 75,912,000 | 75,252,000 | 73,877,000 | 74,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,374,912,000 | 1,348,221,000 | 1,368,229,000 | 1,405,245,000 |
| Interest-bearing deposits | 1,111,000,000 | 1,085,507,000 | 1,101,933,000 | 1,128,003,000 |
| Noninterest-bearing deposits | 263,912,000 | 262,714,000 | 266,296,000 | 277,242,000 |
| Equity capital | 183,262,000 | 186,248,000 | 194,668,000 | 199,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,629,000 | 37,976,000 | 58,137,000 | 78,227,000 |
| Interest expense | 4,964,000 | 9,946,000 | 15,008,000 | 20,085,000 |
| Net interest income | 13,665,000 | 28,030,000 | 43,129,000 | 58,142,000 |
| Noninterest income | 3,608,000 | 7,090,000 | 11,125,000 | 15,095,000 |
| Noninterest expense | 11,255,000 | 22,883,000 | 35,710,000 | 47,173,000 |
| Provision for loan losses | 413,000 | 457,000 | 595,000 | 1,078,000 |
| Pretax income | 5,631,000 | 11,806,000 | 17,761,000 | 24,777,000 |
| Income tax | 1,290,000 | 2,735,000 | 4,008,000 | 5,780,000 |
| Net income | 4,341,000 | 9,071,000 | 13,753,000 | 18,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,640,000 | 152,264,000 | 155,840,000 | 159,979,000 |
| Total capital | 160,545,000 | 164,194,000 | 167,724,000 | 172,693,000 |
| Risk-weighted assets | 1,198,686,000 | 1,199,596,000 | 1,215,595,000 | 1,259,554,000 |