Call reports 2024
CBI BANK & TRUST — 2024
What CBI BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,578,098,000 | 1,564,379,000 | 1,558,469,000 | 1,565,288,000 |
| Total loans | 1,016,008,000 | 1,008,494,000 | 1,011,959,000 | 1,031,810,000 |
| Allowance for loan losses | 11,579,000 | 11,242,000 | 11,256,000 | 11,500,000 |
| Securities available for sale | 287,780,000 | 298,282,000 | 309,835,000 | 297,051,000 |
| Securities held to maturity | 74,948,000 | 75,209,000 | 75,471,000 | 75,733,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,366,163,000 | 1,349,308,000 | 1,332,095,000 | 1,343,550,000 |
| Interest-bearing deposits | 1,097,566,000 | 1,084,838,000 | 1,069,486,000 | 1,078,049,000 |
| Noninterest-bearing deposits | 268,597,000 | 264,470,000 | 262,609,000 | 265,501,000 |
| Equity capital | 164,915,000 | 168,210,000 | 180,689,000 | 176,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,744,000 | 38,422,000 | 54,090,000 | 73,829,000 |
| Interest expense | 5,012,000 | 10,671,000 | 16,312,000 | 21,490,000 |
| Net interest income | 13,732,000 | 27,751,000 | 37,778,000 | 52,339,000 |
| Noninterest income | 3,775,000 | 7,264,000 | 11,007,000 | 14,471,000 |
| Noninterest expense | 11,504,000 | 24,021,000 | 27,574,000 | 40,667,000 |
| Provision for loan losses | 724,000 | 617,000 | 750,000 | 1,142,000 |
| Pretax income | 5,279,000 | 10,534,000 | 20,791,000 | 25,331,000 |
| Income tax | 1,177,000 | 2,355,000 | 4,813,000 | 5,921,000 |
| Net income | 4,102,000 | 8,179,000 | 15,978,000 | 19,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,103,000 | 135,940,000 | 142,633,000 | 144,960,000 |
| Total capital | 146,367,000 | 147,811,000 | 154,344,000 | 156,915,000 |
| Risk-weighted assets | 1,136,382,000 | 1,134,704,000 | 1,145,173,000 | 1,158,465,000 |