Call reports 2023
CBI BANK & TRUST — 2023
What CBI BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,135,408,000 | 1,159,809,000 | 1,166,310,000 | 1,500,658,000 |
| Total loans | 716,552,000 | 714,402,000 | 726,610,000 | 985,059,000 |
| Allowance for loan losses | 8,296,000 | 8,092,000 | 8,122,000 | 10,785,000 |
| Securities available for sale | 230,618,000 | 222,265,000 | 224,648,000 | 291,434,000 |
| Securities held to maturity | 69,253,000 | 69,483,000 | 69,719,000 | 74,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 994,957,000 | 1,020,118,000 | 1,025,308,000 | 1,289,269,000 |
| Interest-bearing deposits | 780,199,000 | 813,219,000 | 818,925,000 | 1,009,580,000 |
| Noninterest-bearing deposits | 214,758,000 | 206,899,000 | 206,383,000 | 279,689,000 |
| Equity capital | 127,909,000 | 128,013,000 | 107,328,000 | 162,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,308,000 | 23,031,000 | 35,454,000 | 52,043,000 |
| Interest expense | 1,861,000 | 4,553,000 | 7,934,000 | 12,298,000 |
| Net interest income | 9,447,000 | 18,478,000 | 27,520,000 | 39,745,000 |
| Noninterest income | 2,825,000 | 5,635,000 | 8,599,000 | 12,069,000 |
| Noninterest expense | 8,107,000 | 16,281,000 | 24,799,000 | 35,388,000 |
| Provision for loan losses | 275,000 | 175,000 | 177,000 | 3,235,000 |
| Pretax income | 3,890,000 | 7,657,000 | 11,143,000 | 13,191,000 |
| Income tax | 893,000 | 1,763,000 | 2,558,000 | 2,928,000 |
| Net income | 2,997,000 | 5,894,000 | 8,585,000 | 10,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,528,000 | 135,981,000 | 118,228,000 | 131,137,000 |
| Total capital | 142,426,000 | 144,762,000 | 126,900,000 | 142,707,000 |
| Risk-weighted assets | 826,980,000 | 835,838,000 | 834,066,000 | 1,101,348,000 |