Call reports 2022
CBI BANK & TRUST — 2022
What CBI BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,148,832,000 | 1,136,014,000 | 1,122,564,000 | 1,114,078,000 |
| Total loans | 698,863,000 | 706,104,000 | 694,271,000 | 698,613,000 |
| Allowance for loan losses | 9,030,000 | 8,961,000 | 9,190,000 | 7,581,000 |
| Securities available for sale | 259,272,000 | 252,389,000 | 245,582,000 | 228,211,000 |
| Securities held to maturity | 68,354,000 | 68,578,000 | 68,805,000 | 69,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,009,402,000 | 1,000,140,000 | 994,581,000 | 977,946,000 |
| Interest-bearing deposits | 787,588,000 | 781,027,000 | 779,453,000 | 757,943,000 |
| Noninterest-bearing deposits | 221,814,000 | 219,113,000 | 215,128,000 | 220,003,000 |
| Equity capital | 123,930,000 | 119,498,000 | 117,192,000 | 122,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,448,000 | 17,535,000 | 27,689,000 | 38,278,000 |
| Interest expense | 379,000 | 790,000 | 1,488,000 | 2,754,000 |
| Net interest income | 8,069,000 | 16,745,000 | 26,201,000 | 35,524,000 |
| Noninterest income | 3,000,000 | 6,291,000 | 9,573,000 | 12,792,000 |
| Noninterest expense | 7,682,000 | 15,515,000 | 23,487,000 | 31,854,000 |
| Provision for loan losses | 75,000 | 150,000 | 200,000 | -1,300,000 |
| Pretax income | 3,312,000 | 7,338,000 | 12,054,000 | 16,143,000 |
| Income tax | 737,000 | 1,666,000 | 2,767,000 | 3,725,000 |
| Net income | 2,575,000 | 5,672,000 | 9,287,000 | 12,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,766,000 | 126,398,000 | 129,547,000 | 132,351,000 |
| Total capital | 132,796,000 | 135,359,000 | 138,737,000 | 139,932,000 |
| Risk-weighted assets | 780,818,000 | 807,027,000 | 779,382,000 | 805,067,000 |