Call reports 2021
CBI BANK & TRUST — 2021
What CBI BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,150,922,000 | 1,150,114,000 | 1,130,873,000 | 1,143,091,000 |
| Total loans | 716,014,000 | 702,073,000 | 683,901,000 | 684,970,000 |
| Allowance for loan losses | 8,945,000 | 8,739,000 | 8,814,000 | 8,899,000 |
| Securities available for sale | 311,816,000 | 314,550,000 | 306,761,000 | 299,888,000 |
| Securities held to maturity | 0 | 5,143,000 | 5,139,000 | 7,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 987,821,000 | 987,517,000 | 966,945,000 | 991,067,000 |
| Interest-bearing deposits | 791,995,000 | 780,043,000 | 761,159,000 | 763,129,000 |
| Noninterest-bearing deposits | 195,826,000 | 207,474,000 | 205,786,000 | 227,938,000 |
| Equity capital | 130,270,000 | 134,585,000 | 138,220,000 | 138,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,143,000 | 18,396,000 | 28,336,000 | 37,399,000 |
| Interest expense | 729,000 | 1,310,000 | 1,840,000 | 2,310,000 |
| Net interest income | 8,414,000 | 17,086,000 | 26,496,000 | 35,089,000 |
| Noninterest income | 3,307,000 | 7,657,000 | 10,818,000 | 14,109,000 |
| Noninterest expense | 7,739,000 | 15,218,000 | 22,577,000 | 30,838,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 3,847,000 | 9,255,000 | 14,332,000 | 17,820,000 |
| Income tax | 850,000 | 2,063,000 | 3,197,000 | 3,723,000 |
| Net income | 2,997,000 | 7,192,000 | 11,135,000 | 14,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,791,000 | 116,379,000 | 119,709,000 | 121,838,000 |
| Total capital | 121,736,000 | 125,118,000 | 128,523,000 | 130,737,000 |
| Risk-weighted assets | 745,106,000 | 746,163,000 | 751,628,000 | 757,656,000 |