Call reports 2018
CBI BANK & TRUST — 2018
What CBI BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 536,757,000 | 524,976,000 | 532,919,000 | 521,240,000 |
| Total loans | 377,237,000 | 382,739,000 | 383,571,000 | 378,016,000 |
| Allowance for loan losses | 4,571,000 | 4,388,000 | 4,584,000 | 4,166,000 |
| Securities available for sale | 103,026,000 | 103,575,000 | 95,705,000 | 97,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,915,000 | 433,474,000 | 455,651,000 | 442,262,000 |
| Interest-bearing deposits | 404,491,000 | 375,490,000 | 398,883,000 | 381,638,000 |
| Noninterest-bearing deposits | 56,424,000 | 57,984,000 | 56,768,000 | 60,624,000 |
| Equity capital | 60,100,000 | 60,308,000 | 61,405,000 | 63,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,814,000 | 9,738,000 | 15,039,000 | 20,354,000 |
| Interest expense | 679,000 | 1,458,000 | 2,325,000 | 3,285,000 |
| Net interest income | 4,135,000 | 8,280,000 | 12,714,000 | 17,069,000 |
| Noninterest income | 1,204,000 | 2,590,000 | 3,814,000 | 5,303,000 |
| Noninterest expense | 3,729,000 | 7,428,000 | 11,125,000 | 14,715,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 1,535,000 | 3,292,000 | 5,187,000 | 7,441,000 |
| Income tax | 294,000 | 660,000 | 1,072,000 | 1,581,000 |
| Net income | 1,241,000 | 2,632,000 | 4,115,000 | 5,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,837,000 | 59,200,000 | 60,698,000 | 62,203,000 |
| Total capital | 63,408,000 | 63,588,000 | 65,282,000 | 66,369,000 |
| Risk-weighted assets | 401,283,000 | 404,331,000 | 405,553,000 | 400,163,000 |