Call reports 2017
CBI BANK & TRUST — 2017
What CBI BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 554,976,000 | 549,745,000 | 533,945,000 | 526,901,000 |
| Total loans | 392,968,000 | 384,610,000 | 375,386,000 | 372,532,000 |
| Allowance for loan losses | 4,006,000 | 4,057,000 | 4,088,000 | 4,410,000 |
| Securities available for sale | 102,394,000 | 105,500,000 | 103,931,000 | 102,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,107,000 | 468,112,000 | 455,965,000 | 443,950,000 |
| Interest-bearing deposits | 423,853,000 | 404,968,000 | 402,118,000 | 384,668,000 |
| Noninterest-bearing deposits | 55,254,000 | 63,144,000 | 53,847,000 | 59,282,000 |
| Equity capital | 58,778,000 | 58,812,000 | 60,139,000 | 60,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,839,000 | 9,832,000 | 14,885,000 | 19,891,000 |
| Interest expense | 544,000 | 1,178,000 | 1,817,000 | 2,462,000 |
| Net interest income | 4,295,000 | 8,654,000 | 13,068,000 | 17,429,000 |
| Noninterest income | 1,202,000 | 2,621,000 | 3,812,000 | 4,985,000 |
| Noninterest expense | 3,368,000 | 6,795,000 | 10,284,000 | 14,293,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,005,000 | 4,281,000 | 6,322,000 | 7,774,000 |
| Income tax | 583,000 | 1,292,000 | 1,868,000 | 2,722,000 |
| Net income | 1,422,000 | 2,989,000 | 4,454,000 | 5,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,721,000 | 55,299,000 | 56,774,000 | 58,028,000 |
| Total capital | 59,727,000 | 59,356,000 | 60,862,000 | 62,438,000 |
| Risk-weighted assets | 413,833,000 | 412,291,000 | 400,880,000 | 393,531,000 |