Call reports 2014
CBI BANK & TRUST — 2014
What CBI BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 430,791,000 | 435,773,000 | 441,806,000 | 432,224,000 |
| Total loans | 274,916,000 | 280,158,000 | 287,522,000 | 300,077,000 |
| Allowance for loan losses | 4,137,000 | 3,940,000 | 3,942,000 | 3,720,000 |
| Securities available for sale | 117,328,000 | 111,575,000 | 107,505,000 | 96,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,753,000 | 364,385,000 | 388,661,000 | 378,105,000 |
| Interest-bearing deposits | 310,134,000 | 297,820,000 | 322,689,000 | 315,277,000 |
| Noninterest-bearing deposits | 64,619,000 | 66,565,000 | 65,972,000 | 62,828,000 |
| Equity capital | 46,063,000 | 47,212,000 | 48,224,000 | 49,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,721,000 | 7,475,000 | 11,253,000 | 15,058,000 |
| Interest expense | 390,000 | 769,000 | 1,126,000 | 1,465,000 |
| Net interest income | 3,331,000 | 6,706,000 | 10,127,000 | 13,593,000 |
| Noninterest income | 1,013,000 | 2,033,000 | 3,121,000 | 4,230,000 |
| Noninterest expense | 2,839,000 | 5,719,000 | 8,621,000 | 11,779,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,501,000 | 3,029,000 | 4,636,000 | 6,325,000 |
| Income tax | 346,000 | 711,000 | 1,118,000 | 1,595,000 |
| Net income | 1,155,000 | 2,318,000 | 3,518,000 | 4,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,285,000 | 43,581,000 | 44,572,000 | 46,242,000 |
| Total capital | 47,187,000 | 47,496,000 | 48,472,000 | 49,962,000 |
| Risk-weighted assets | 311,920,000 | 313,190,000 | 311,951,000 | 326,347,000 |