Call reports 2013
CBI BANK & TRUST — 2013
What CBI BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 322,014,000 | 309,140,000 | 429,837,000 | 434,438,000 |
| Total loans | 177,848,000 | 181,963,000 | 260,299,000 | 270,858,000 |
| Allowance for loan losses | 2,990,000 | 3,029,000 | 4,255,000 | 4,132,000 |
| Securities available for sale | 104,334,000 | 99,345,000 | 129,601,000 | 120,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,239,000 | 266,338,000 | 366,549,000 | 372,048,000 |
| Interest-bearing deposits | 241,176,000 | 224,310,000 | 305,936,000 | 302,321,000 |
| Noninterest-bearing deposits | 41,063,000 | 42,028,000 | 60,613,000 | 69,727,000 |
| Equity capital | 29,348,000 | 29,129,000 | 43,663,000 | 44,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,672,000 | 5,380,000 | 11,400,000 | 15,210,000 |
| Interest expense | 361,000 | 700,000 | 1,486,000 | 1,911,000 |
| Net interest income | 2,311,000 | 4,680,000 | 9,914,000 | 13,299,000 |
| Noninterest income | 949,000 | 1,757,000 | 3,195,000 | 4,681,000 |
| Noninterest expense | 1,945,000 | 3,987,000 | 9,118,000 | 12,171,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 1,265,000 | 2,362,000 | 3,977,000 | 5,739,000 |
| Income tax | 283,000 | 490,000 | 757,000 | 1,145,000 |
| Net income | 982,000 | 1,872,000 | 3,220,000 | 4,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,524,000 | 26,293,000 | 38,406,000 | 41,574,000 |
| Total capital | 28,166,000 | 28,965,000 | 42,141,000 | 45,480,000 |
| Risk-weighted assets | 210,992,000 | 213,387,000 | 298,240,000 | 312,244,000 |