Call reports 2012
CBI BANK & TRUST — 2012
What CBI BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 327,244,000 | 335,166,000 | 320,763,000 | 319,993,000 |
| Total loans | 151,677,000 | 149,495,000 | 157,659,000 | 165,016,000 |
| Allowance for loan losses | 3,008,000 | 2,856,000 | 2,815,000 | 2,827,000 |
| Securities available for sale | 116,722,000 | 128,346,000 | 133,638,000 | 121,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,198,000 | 288,047,000 | 269,139,000 | 280,770,000 |
| Interest-bearing deposits | 238,152,000 | 224,831,000 | 228,290,000 | 235,449,000 |
| Noninterest-bearing deposits | 36,046,000 | 63,216,000 | 40,849,000 | 45,321,000 |
| Equity capital | 26,738,000 | 27,844,000 | 28,790,000 | 28,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,713,000 | 5,472,000 | 8,238,000 | 10,914,000 |
| Interest expense | 556,000 | 1,060,000 | 1,526,000 | 1,941,000 |
| Net interest income | 2,157,000 | 4,412,000 | 6,712,000 | 8,973,000 |
| Noninterest income | 717,000 | 1,522,000 | 2,306,000 | 4,069,000 |
| Noninterest expense | 2,018,000 | 4,012,000 | 6,094,000 | 15,146,000 |
| Provision for loan losses | 150,000 | 280,000 | 280,000 | 280,000 |
| Pretax income | 706,000 | 1,651,000 | 2,672,000 | -2,092,000 |
| Income tax | 106,000 | 303,000 | 520,000 | -1,823,000 |
| Net income | 600,000 | 1,348,000 | 2,152,000 | -269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,992,000 | 27,618,000 | 28,556,000 | 24,711,000 |
| Total capital | 29,344,000 | 29,968,000 | 30,995,000 | 27,252,000 |
| Risk-weighted assets | 187,529,000 | 187,514,000 | 194,775,000 | 202,993,000 |