Call reports 2011
CBI BANK & TRUST — 2011
What CBI BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 284,522,000 | 292,384,000 | 302,243,000 | 300,082,000 |
| Total loans | 151,685,000 | 149,617,000 | 151,381,000 | 149,131,000 |
| Allowance for loan losses | 3,410,000 | 3,197,000 | 2,839,000 | 2,983,000 |
| Securities available for sale | 107,901,000 | 107,064,000 | 115,174,000 | 116,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,292,000 | 240,372,000 | 244,852,000 | 248,676,000 |
| Interest-bearing deposits | 201,763,000 | 207,405,000 | 212,829,000 | 212,762,000 |
| Noninterest-bearing deposits | 31,529,000 | 32,967,000 | 32,023,000 | 35,914,000 |
| Equity capital | 24,034,000 | 25,523,000 | 26,697,000 | 26,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,813,000 | 5,666,000 | 8,476,000 | 11,222,000 |
| Interest expense | 665,000 | 1,320,000 | 1,969,000 | 2,581,000 |
| Net interest income | 2,148,000 | 4,346,000 | 6,507,000 | 8,641,000 |
| Noninterest income | 652,000 | 1,388,000 | 2,156,000 | 3,216,000 |
| Noninterest expense | 2,010,000 | 4,003,000 | 6,106,000 | 8,072,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 640,000 | 1,446,000 | 2,145,000 | 3,223,000 |
| Income tax | 87,000 | 232,000 | 336,000 | 586,000 |
| Net income | 553,000 | 1,214,000 | 1,809,000 | 2,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,191,000 | 25,857,000 | 26,293,000 | 26,581,000 |
| Total capital | 27,548,000 | 28,156,000 | 28,591,000 | 28,881,000 |
| Risk-weighted assets | 187,496,000 | 183,043,000 | 183,321,000 | 183,342,000 |