Call reports 2007
CBI BANK & TRUST — 2007
What CBI BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 288,729,000 | 269,975,000 | 279,375,000 | 262,449,000 |
| Total loans | 164,397,000 | 164,790,000 | 162,028,000 | 158,540,000 |
| Allowance for loan losses | 2,185,000 | 2,227,000 | 2,278,000 | 2,428,000 |
| Securities available for sale | 71,448,000 | 67,497,000 | 72,610,000 | 63,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,085,000 | 209,999,000 | 217,301,000 | 207,158,000 |
| Interest-bearing deposits | 194,631,000 | 178,467,000 | 185,828,000 | 179,037,000 |
| Noninterest-bearing deposits | 28,454,000 | 31,532,000 | 31,473,000 | 28,121,000 |
| Equity capital | 29,743,000 | 30,033,000 | 31,044,000 | 21,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,027,000 | 8,163,000 | 12,144,000 | 16,017,000 |
| Interest expense | 1,739,000 | 3,643,000 | 5,371,000 | 7,082,000 |
| Net interest income | 2,288,000 | 4,520,000 | 6,773,000 | 8,935,000 |
| Noninterest income | 690,000 | 1,411,000 | 2,227,000 | 3,098,000 |
| Noninterest expense | 1,925,000 | 3,911,000 | 5,869,000 | 7,786,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 412,000 |
| Pretax income | 993,000 | 1,900,000 | 2,951,000 | 3,786,000 |
| Income tax | 258,000 | 504,000 | 797,000 | 896,000 |
| Net income | 735,000 | 1,396,000 | 2,154,000 | 2,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,821,000 | 30,487,000 | 31,051,000 | 21,865,000 |
| Total capital | 32,006,000 | 32,198,000 | 33,329,000 | 24,175,000 |
| Risk-weighted assets | 193,195,000 | 186,444,000 | 188,786,000 | 184,851,000 |
Machine access — free, no API key
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