Call reports 2006
CBI BANK & TRUST — 2006
What CBI BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 275,494,000 | 279,675,000 | 274,404,000 | 277,950,000 |
| Total loans | 158,422,000 | 158,350,000 | 164,719,000 | 165,965,000 |
| Allowance for loan losses | 2,004,000 | 2,086,000 | 2,326,000 | 2,092,000 |
| Securities available for sale | 74,294,000 | 73,975,000 | 72,504,000 | 71,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,644,000 | 208,945,000 | 206,000,000 | 209,020,000 |
| Interest-bearing deposits | 188,302,000 | 182,854,000 | 180,451,000 | 178,957,000 |
| Noninterest-bearing deposits | 28,342,000 | 26,091,000 | 25,549,000 | 30,063,000 |
| Equity capital | 27,838,000 | 27,711,000 | 28,711,000 | 29,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,541,000 | 7,402,000 | 11,388,000 | 15,455,000 |
| Interest expense | 1,316,000 | 2,921,000 | 4,587,000 | 6,311,000 |
| Net interest income | 2,225,000 | 4,481,000 | 6,801,000 | 9,144,000 |
| Noninterest income | 840,000 | 1,374,000 | 2,058,000 | 3,122,000 |
| Noninterest expense | 2,042,000 | 3,743,000 | 5,612,000 | 7,644,000 |
| Provision for loan losses | 32,000 | 103,000 | 354,000 | 554,000 |
| Pretax income | 759,000 | 1,777,000 | 2,661,000 | 3,836,000 |
| Income tax | 203,000 | 479,000 | 717,000 | 767,000 |
| Net income | 556,000 | 1,298,000 | 1,944,000 | 3,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,206,000 | 28,541,000 | 28,942,000 | 29,282,000 |
| Total capital | 30,210,000 | 30,627,000 | 31,268,000 | 31,373,000 |
| Risk-weighted assets | 190,839,000 | 187,083,000 | 203,278,000 | 226,568,000 |
Machine access — free, no API key
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