Call reports 2005
CBI BANK & TRUST — 2005
What CBI BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 274,988,000 | 276,541,000 | 280,303,000 | 272,008,000 |
| Total loans | 150,062,000 | 157,614,000 | 161,525,000 | 156,092,000 |
| Allowance for loan losses | 2,219,000 | 2,209,000 | 2,238,000 | 2,000,000 |
| Securities available for sale | 93,175,000 | 88,202,000 | 82,489,000 | 80,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,583,000 | 209,337,000 | 211,854,000 | 212,334,000 |
| Interest-bearing deposits | 194,987,000 | 180,538,000 | 183,597,000 | 178,587,000 |
| Noninterest-bearing deposits | 25,596,000 | 28,799,000 | 28,257,000 | 33,747,000 |
| Equity capital | 27,252,000 | 27,924,000 | 28,377,000 | 27,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,234,000 | 6,653,000 | 10,218,000 | 13,819,000 |
| Interest expense | 1,023,000 | 2,158,000 | 3,449,000 | 4,823,000 |
| Net interest income | 2,211,000 | 4,495,000 | 6,769,000 | 8,996,000 |
| Noninterest income | 831,000 | 1,596,000 | 2,579,000 | 2,993,000 |
| Noninterest expense | 2,073,000 | 4,014,000 | 6,101,000 | 7,624,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 954,000 | 2,047,000 | 3,202,000 | 4,305,000 |
| Income tax | 199,000 | 427,000 | 682,000 | 898,000 |
| Net income | 755,000 | 1,620,000 | 2,520,000 | 3,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,487,000 | 27,667,000 | 28,401,000 | 27,839,000 |
| Total capital | 29,706,000 | 29,694,000 | 30,639,000 | 29,839,000 |
| Risk-weighted assets | 180,469,000 | 161,986,000 | 185,076,000 | 186,805,000 |
Machine access — free, no API key
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