Call reports 2026
UNITED COMMUNITY BANK OF WEST KENTUCKY, INC. — 2026
What UNITED COMMUNITY BANK OF WEST KENTUCKY, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 529,027,000 | 524,948,000 |
| Total loans | 333,223,000 | 330,126,000 |
| Allowance for loan losses | 3,540,000 | 3,581,000 |
| Securities available for sale | 164,818,000 | 164,310,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 457,043,000 | 447,148,000 |
| Interest-bearing deposits | 373,836,000 | 366,949,000 |
| Noninterest-bearing deposits | 83,207,000 | 80,199,000 |
| Equity capital | 42,485,000 | 46,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,585,000 | 13,412,000 |
| Interest expense | 2,397,000 | 4,898,000 |
| Net interest income | 4,188,000 | 8,514,000 |
| Noninterest income | 776,000 | 1,610,000 |
| Noninterest expense | 2,512,000 | 5,059,000 |
| Provision for loan losses | 45,000 | 90,000 |
| Pretax income | 2,407,000 | 4,975,000 |
| Income tax | 455,000 | 950,000 |
| Net income | 1,952,000 | 4,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 56,123,000 | 58,146,000 |
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