Call reports 2021
UNITED COMMUNITY BANK OF WEST KENTUCKY, INC. — 2021
What UNITED COMMUNITY BANK OF WEST KENTUCKY, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 353,661,000 | 361,142,000 | 372,679,000 | 386,830,000 |
| Total loans | 196,616,000 | 198,466,000 | 196,735,000 | 205,685,000 |
| Allowance for loan losses | 2,957,000 | 3,013,000 | 3,076,000 | 3,166,000 |
| Securities available for sale | 134,659,000 | 142,099,000 | 151,244,000 | 161,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,229,000 | 305,047,000 | 315,947,000 | 321,523,000 |
| Interest-bearing deposits | 230,610,000 | 238,773,000 | 248,123,000 | 249,274,000 |
| Noninterest-bearing deposits | 69,619,000 | 66,274,000 | 67,824,000 | 72,249,000 |
| Equity capital | 39,178,000 | 41,485,000 | 42,689,000 | 41,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,035,000 | 6,333,000 | 9,808,000 | 13,019,000 |
| Interest expense | 347,000 | 690,000 | 1,048,000 | 1,420,000 |
| Net interest income | 2,688,000 | 5,643,000 | 8,760,000 | 11,599,000 |
| Noninterest income | 516,000 | 1,053,000 | 1,596,000 | 2,163,000 |
| Noninterest expense | 1,771,000 | 3,514,000 | 5,333,000 | 7,175,000 |
| Provision for loan losses | 70,000 | 130,000 | 210,000 | 300,000 |
| Pretax income | 1,363,000 | 3,053,000 | 4,814,000 | 6,288,000 |
| Income tax | 228,000 | 551,000 | 891,000 | 1,152,000 |
| Net income | 1,135,000 | 2,502,000 | 3,923,000 | 5,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,863,000 | 40,231,000 | 41,653,000 | 41,095,000 |
| Total capital | 41,654,000 | — | 44,639,000 | 44,211,000 |
| Risk-weighted assets | 223,188,000 | — | 238,807,000 | 249,268,000 |
Machine access — free, no API key
Every figure shown here about UNITED COMMUNITY BANK OF WEST KENTUCKY, INC. — 2021 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.