Call reports 2025
PEGASUS BANK — 2025
What PEGASUS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,449,548,000 | 1,418,430,000 | 1,538,689,000 | 1,540,918,000 |
| Total loans | 888,551,000 | 887,498,000 | 927,560,000 | 947,495,000 |
| Allowance for loan losses | 9,891,000 | 9,979,000 | 10,349,000 | 10,888,000 |
| Securities available for sale | 133,355,000 | 124,541,000 | 87,026,000 | 82,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,296,438,000 | 1,265,357,000 | 1,360,582,000 | 1,358,609,000 |
| Interest-bearing deposits | 861,857,000 | 893,075,000 | 968,940,000 | 1,020,638,000 |
| Noninterest-bearing deposits | 434,581,000 | 372,282,000 | 391,642,000 | 337,971,000 |
| Equity capital | 147,999,000 | 148,604,000 | 155,317,000 | 161,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,599,000 | 39,868,000 | 61,386,000 | 83,349,000 |
| Interest expense | 7,185,000 | 14,887,000 | 23,168,000 | 31,451,000 |
| Net interest income | 12,414,000 | 24,981,000 | 38,218,000 | 51,898,000 |
| Noninterest income | 689,000 | 1,449,000 | 2,011,000 | 2,672,000 |
| Noninterest expense | 5,811,000 | 11,557,000 | 17,291,000 | 23,654,000 |
| Provision for loan losses | 105,000 | 216,000 | 586,000 | 1,136,000 |
| Pretax income | 7,187,000 | 14,657,000 | 22,352,000 | 29,780,000 |
| Income tax | 1,532,000 | 3,051,000 | 4,667,000 | 6,155,000 |
| Net income | 5,655,000 | 11,606,000 | 17,685,000 | 23,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,762,000 | 150,732,000 | 156,926,000 | 162,941,000 |
| Total capital | 160,653,000 | 160,711,000 | 167,275,000 | 173,829,000 |
| Risk-weighted assets | 964,392,000 | 952,233,000 | 1,009,040,000 | 1,026,650,000 |