Call reports 2024
PEGASUS BANK — 2024
What PEGASUS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,253,688,000 | 1,292,315,000 | 1,438,125,000 | 1,349,018,000 |
| Total loans | 812,261,000 | 829,826,000 | 870,081,000 | 886,760,000 |
| Allowance for loan losses | 11,410,000 | 8,956,000 | 9,486,000 | 9,786,000 |
| Securities available for sale | 163,686,000 | 149,726,000 | 132,926,000 | 132,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,122,729,000 | 1,158,662,000 | 1,295,341,000 | 1,203,172,000 |
| Interest-bearing deposits | 794,322,000 | 796,213,000 | 821,494,000 | 822,046,000 |
| Noninterest-bearing deposits | 328,407,000 | 362,449,000 | 473,847,000 | 381,126,000 |
| Equity capital | 127,561,000 | 129,371,000 | 137,608,000 | 142,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,766,000 | 38,192,000 | 59,382,000 | 80,076,000 |
| Interest expense | 7,997,000 | 16,167,000 | 24,649,000 | 32,473,000 |
| Net interest income | 10,769,000 | 22,025,000 | 34,733,000 | 47,603,000 |
| Noninterest income | 428,000 | 884,000 | 1,427,000 | 1,981,000 |
| Noninterest expense | 5,322,000 | 10,792,000 | 16,324,000 | 22,343,000 |
| Provision for loan losses | 2,730,000 | 2,860,000 | 3,390,000 | 3,690,000 |
| Pretax income | 3,145,000 | 9,257,000 | 16,446,000 | 23,551,000 |
| Income tax | 664,000 | 1,957,000 | 3,479,000 | 4,977,000 |
| Net income | 2,481,000 | 7,300,000 | 12,967,000 | 18,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,391,000 | 134,727,000 | 140,511,000 | 146,237,000 |
| Total capital | 143,914,000 | 143,683,000 | 149,997,000 | 156,023,000 |
| Risk-weighted assets | 840,941,000 | 906,720,000 | 950,890,000 | 967,627,000 |