Call reports 2023
PEGASUS BANK — 2023
What PEGASUS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,321,604,000 | 1,207,539,000 | 1,240,237,000 | 1,211,851,000 |
| Total loans | 877,388,000 | 771,642,000 | 775,753,000 | 803,290,000 |
| Allowance for loan losses | 9,403,000 | 8,305,000 | 8,435,000 | 8,680,000 |
| Securities available for sale | 181,254,000 | 180,209,000 | 174,427,000 | 173,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,200,442,000 | 1,081,127,000 | 1,108,338,000 | 1,084,076,000 |
| Interest-bearing deposits | 723,739,000 | 633,652,000 | 693,555,000 | 709,442,000 |
| Noninterest-bearing deposits | 476,703,000 | 447,475,000 | 414,783,000 | 374,634,000 |
| Equity capital | 115,499,000 | 122,247,000 | 126,953,000 | 125,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 18,650,000 | 37,185,000 | 55,151,000 | 73,952,000 |
| Interest expense | 4,118,000 | 9,300,000 | 16,050,000 | 23,656,000 |
| Net interest income | 14,532,000 | 27,885,000 | 39,101,000 | 50,296,000 |
| Noninterest income | 877,000 | 1,510,000 | 2,199,000 | 2,698,000 |
| Noninterest expense | 5,370,000 | 10,597,000 | 15,813,000 | 20,959,000 |
| Provision for loan losses | 395,000 | -703,000 | -573,000 | -328,000 |
| Pretax income | 9,644,000 | 19,501,000 | 26,060,000 | 32,363,000 |
| Income tax | 2,031,000 | 4,102,000 | 5,481,000 | 6,574,000 |
| Net income | 7,613,000 | 15,399,000 | 20,579,000 | 25,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,244,000 | 130,150,000 | 135,463,000 | 130,792,000 |
| Total capital | 131,647,000 | 138,455,000 | 143,898,000 | 139,472,000 |
| Risk-weighted assets | 904,716,000 | 785,913,000 | 792,370,000 | 821,319,000 |