Call reports 2021
PEGASUS BANK — 2021
What PEGASUS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 971,620,000 | 966,809,000 | 1,101,900,000 | 1,045,699,000 |
| Total loans | 545,638,000 | 586,516,000 | 619,046,000 | 722,739,000 |
| Allowance for loan losses | 4,878,000 | 5,073,000 | 5,333,000 | 6,168,000 |
| Securities available for sale | 23,605,000 | 37,761,000 | 36,220,000 | 39,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 898,963,000 | 892,441,000 | 1,023,275,000 | 961,689,000 |
| Interest-bearing deposits | 569,281,000 | 523,551,000 | 583,404,000 | 534,565,000 |
| Noninterest-bearing deposits | 329,682,000 | 368,890,000 | 439,871,000 | 427,125,000 |
| Equity capital | 69,795,000 | 71,323,000 | 75,086,000 | 82,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,562,000 | 11,461,000 | 17,716,000 | 24,622,000 |
| Interest expense | 393,000 | 745,000 | 1,108,000 | 1,502,000 |
| Net interest income | 5,169,000 | 10,716,000 | 16,608,000 | 23,120,000 |
| Noninterest income | 577,000 | 1,198,000 | 1,811,000 | 2,574,000 |
| Noninterest expense | 3,996,000 | 8,021,000 | 12,109,000 | 16,123,000 |
| Provision for loan losses | 105,000 | 300,000 | 560,000 | 1,395,000 |
| Pretax income | 1,645,000 | 3,593,000 | 5,750,000 | 8,176,000 |
| Income tax | 349,000 | 773,000 | 1,218,000 | 1,596,000 |
| Net income | 1,296,000 | 2,820,000 | 4,532,000 | 6,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,519,000 | 71,114,000 | 74,911,000 | 82,056,000 |
| Total capital | 74,397,000 | 76,187,000 | 80,244,000 | 88,224,000 |
| Risk-weighted assets | 576,557,000 | 603,962,000 | 640,640,000 | 759,563,000 |