Call reports 2020
PEGASUS BANK — 2020
What PEGASUS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 762,786,000 | 776,213,000 | 761,506,000 | 919,571,000 |
| Total loans | 477,111,000 | 486,532,000 | 526,131,000 | 555,861,000 |
| Allowance for loan losses | 3,615,000 | 4,231,000 | 4,066,000 | 4,772,000 |
| Securities available for sale | 32,558,000 | 50,961,000 | 50,371,000 | 41,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 699,270,000 | 708,667,000 | 692,715,000 | 850,973,000 |
| Interest-bearing deposits | 439,895,000 | 460,924,000 | 437,233,000 | 557,872,000 |
| Noninterest-bearing deposits | 259,375,000 | 247,743,000 | 255,482,000 | 293,101,000 |
| Equity capital | 61,686,000 | 64,124,000 | 65,353,000 | 66,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,206,000 | 11,369,000 | 16,751,000 | 22,596,000 |
| Interest expense | 736,000 | 1,144,000 | 1,501,000 | 1,864,000 |
| Net interest income | 5,470,000 | 10,225,000 | 15,250,000 | 20,732,000 |
| Noninterest income | 285,000 | 592,000 | 1,063,000 | 1,721,000 |
| Noninterest expense | 3,583,000 | 7,137,000 | 10,731,000 | 14,613,000 |
| Provision for loan losses | 575,000 | 775,000 | 1,210,000 | 1,916,000 |
| Pretax income | 1,597,000 | 2,905,000 | 4,372,000 | 5,924,000 |
| Income tax | 343,000 | 615,000 | 918,000 | 1,251,000 |
| Net income | 1,254,000 | 2,290,000 | 3,454,000 | 4,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,537,000 | 63,636,000 | 64,861,000 | 66,150,000 |
| Total capital | 65,152,000 | 67,867,000 | 68,927,000 | 70,922,000 |
| Risk-weighted assets | 489,320,000 | 511,162,000 | 550,581,000 | 598,665,000 |