Call reports 2019
PEGASUS BANK — 2019
What PEGASUS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 624,221,000 | 654,984,000 | 726,274,000 | 742,737,000 |
| Total loans | 373,245,000 | 382,319,000 | 397,007,000 | 433,372,000 |
| Allowance for loan losses | 3,097,000 | 3,157,000 | 3,497,000 | 3,603,000 |
| Securities available for sale | 130,768,000 | 43,151,000 | 40,788,000 | 33,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,484,000 | 602,461,000 | 671,660,000 | 681,279,000 |
| Interest-bearing deposits | 360,186,000 | 379,642,000 | 421,650,000 | 426,980,000 |
| Noninterest-bearing deposits | 215,298,000 | 222,819,000 | 250,010,000 | 254,299,000 |
| Equity capital | 47,180,000 | 50,543,000 | 52,207,000 | 60,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,363,000 | 12,814,000 | 19,512,000 | 26,004,000 |
| Interest expense | 971,000 | 1,972,000 | 3,018,000 | 3,901,000 |
| Net interest income | 5,392,000 | 10,842,000 | 16,494,000 | 22,103,000 |
| Noninterest income | 291,000 | 623,000 | 973,000 | 1,440,000 |
| Noninterest expense | 3,161,000 | 6,298,000 | 16,258,000 | 19,851,000 |
| Provision for loan losses | 0 | 43,000 | 583,000 | 683,000 |
| Pretax income | 2,522,000 | 5,162,000 | 664,000 | 3,047,000 |
| Income tax | 527,000 | 1,078,000 | 9,000 | 507,000 |
| Net income | 1,995,000 | 4,084,000 | 655,000 | 2,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,328,000 | 50,703,000 | 52,286,000 | 60,214,000 |
| Total capital | 51,425,000 | 53,860,000 | 55,783,000 | 63,817,000 |
| Risk-weighted assets | 401,694,000 | 397,888,000 | 416,991,000 | 451,037,000 |