Call reports 2018
PEGASUS BANK — 2018
What PEGASUS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 543,193,000 | 651,399,000 | 657,490,000 | 639,146,000 |
| Total loans | 317,505,000 | 330,413,000 | 359,983,000 | 370,453,000 |
| Allowance for loan losses | 2,914,000 | 3,014,000 | 3,089,000 | 3,097,000 |
| Securities available for sale | 137,342,000 | 134,335,000 | 132,826,000 | 131,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 504,052,000 | 610,935,000 | 615,819,000 | 595,257,000 |
| Interest-bearing deposits | 342,407,000 | 392,934,000 | 429,560,000 | 302,848,000 |
| Noninterest-bearing deposits | 161,645,000 | 218,001,000 | 186,259,000 | 292,409,000 |
| Equity capital | 37,583,000 | 38,945,000 | 40,002,000 | 43,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,739,000 | 9,977,000 | 15,803,000 | 22,060,000 |
| Interest expense | 372,000 | 973,000 | 1,946,000 | 2,920,000 |
| Net interest income | 4,367,000 | 9,004,000 | 13,857,000 | 19,140,000 |
| Noninterest income | 257,000 | 526,000 | 915,000 | 1,197,000 |
| Noninterest expense | 2,644,000 | 5,389,000 | 8,397,000 | 11,698,000 |
| Provision for loan losses | 70,000 | 157,000 | 227,000 | 227,000 |
| Pretax income | 1,910,000 | 3,984,000 | 6,148,000 | 8,412,000 |
| Income tax | 396,000 | 826,000 | 1,275,000 | 1,748,000 |
| Net income | 1,514,000 | 3,158,000 | 4,873,000 | 6,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,062,000 | 42,726,000 | 44,470,000 | 46,296,000 |
| Total capital | 43,976,000 | 45,740,000 | 47,559,000 | 49,393,000 |
| Risk-weighted assets | 352,646,000 | 364,241,000 | 391,044,000 | 401,731,000 |