Call reports 2017
PEGASUS BANK — 2017
What PEGASUS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 508,571,000 | 655,588,000 | 533,539,000 | 530,489,000 |
| Total loans | 281,392,000 | 288,146,000 | 294,957,000 | 318,020,000 |
| Allowance for loan losses | 2,856,000 | 3,116,000 | 2,763,000 | 2,839,000 |
| Securities available for sale | 128,745,000 | 127,698,000 | 146,661,000 | 140,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,756,000 | 617,935,000 | 494,078,000 | 492,042,000 |
| Interest-bearing deposits | 298,297,000 | 428,352,000 | 319,420,000 | 316,233,000 |
| Noninterest-bearing deposits | 174,459,000 | 189,583,000 | 174,658,000 | 175,809,000 |
| Equity capital | 34,833,000 | 36,620,000 | 38,117,000 | 37,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,685,000 | 8,089,000 | 12,699,000 | 17,285,000 |
| Interest expense | 144,000 | 361,000 | 579,000 | 779,000 |
| Net interest income | 3,541,000 | 7,728,000 | 12,120,000 | 16,506,000 |
| Noninterest income | 486,000 | 1,045,000 | 1,369,000 | 1,693,000 |
| Noninterest expense | 2,437,000 | 5,081,000 | 7,597,000 | 10,145,000 |
| Provision for loan losses | 40,000 | 300,000 | 475,000 | 535,000 |
| Pretax income | 1,552,000 | 3,392,000 | 5,417,000 | 7,519,000 |
| Income tax | 515,000 | 1,130,000 | 1,807,000 | 2,912,000 |
| Net income | 1,037,000 | 2,262,000 | 3,610,000 | 4,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,704,000 | 36,945,000 | 38,459,000 | 39,473,000 |
| Total capital | 38,560,000 | 40,061,000 | 41,222,000 | 42,312,000 |
| Risk-weighted assets | 331,618,000 | 326,312,000 | 336,671,000 | 348,497,000 |