Call reports 2016
PEGASUS BANK — 2016
What PEGASUS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 416,969,000 | 439,980,000 | 474,913,000 | 505,877,000 |
| Total loans | 263,959,000 | 272,199,000 | 291,176,000 | 307,158,000 |
| Allowance for loan losses | 2,609,000 | 2,659,000 | 2,719,000 | 2,816,000 |
| Securities available for sale | 62,615,000 | 67,553,000 | 78,803,000 | 83,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,594,000 | 406,302,000 | 440,432,000 | 472,403,000 |
| Interest-bearing deposits | 236,200,000 | 241,475,000 | 253,440,000 | 272,577,000 |
| Noninterest-bearing deposits | 148,394,000 | 164,827,000 | 186,992,000 | 199,826,000 |
| Equity capital | 31,385,000 | 32,814,000 | 33,637,000 | 33,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,183,000 | 6,407,000 | 9,789,000 | 13,458,000 |
| Interest expense | 128,000 | 257,000 | 394,000 | 547,000 |
| Net interest income | 3,055,000 | 6,150,000 | 9,395,000 | 12,911,000 |
| Noninterest income | 368,000 | 914,000 | 1,451,000 | 1,998,000 |
| Noninterest expense | 2,170,000 | 4,410,000 | 6,695,000 | 9,160,000 |
| Provision for loan losses | 60,000 | 110,000 | 171,000 | 267,000 |
| Pretax income | 1,193,000 | 2,550,000 | 4,009,000 | 5,511,000 |
| Income tax | 396,000 | 846,000 | 1,328,000 | 1,826,000 |
| Net income | 797,000 | 1,704,000 | 2,681,000 | 3,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,356,000 | 32,343,000 | 33,339,000 | 34,465,000 |
| Total capital | 33,965,000 | 35,002,000 | 36,058,000 | 37,281,000 |
| Risk-weighted assets | 290,101,000 | 292,080,000 | 308,858,000 | 320,676,000 |