Call reports 2015
PEGASUS BANK — 2015
What PEGASUS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 363,506,000 | 370,244,000 | 379,970,000 | 397,755,000 |
| Total loans | 226,461,000 | 248,446,000 | 265,512,000 | 271,475,000 |
| Allowance for loan losses | 2,080,000 | 2,231,000 | 2,401,000 | 2,549,000 |
| Securities available for sale | 59,219,000 | 49,314,000 | 43,431,000 | 54,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,866,000 | 341,058,000 | 350,002,000 | 367,494,000 |
| Interest-bearing deposits | 189,957,000 | 200,455,000 | 208,333,000 | 233,330,000 |
| Noninterest-bearing deposits | 144,909,000 | 140,603,000 | 141,669,000 | 134,164,000 |
| Equity capital | 28,051,000 | 28,597,000 | 29,290,000 | 29,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,463,000 | 5,119,000 | 8,001,000 | 11,081,000 |
| Interest expense | 90,000 | 188,000 | 292,000 | 404,000 |
| Net interest income | 2,373,000 | 4,931,000 | 7,709,000 | 10,677,000 |
| Noninterest income | 188,000 | 517,000 | 887,000 | 1,266,000 |
| Noninterest expense | 1,788,000 | 3,653,000 | 5,655,000 | 7,767,000 |
| Provision for loan losses | 70,000 | 220,000 | 390,000 | 538,000 |
| Pretax income | 781,000 | 1,711,000 | 2,687,000 | 3,784,000 |
| Income tax | 262,000 | 575,000 | 902,000 | 1,266,000 |
| Net income | 519,000 | 1,136,000 | 1,785,000 | 2,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,952,000 | 28,614,000 | 29,283,000 | 30,038,000 |
| Total capital | 30,033,000 | 30,845,000 | 31,684,000 | 32,587,000 |
| Risk-weighted assets | 276,901,000 | 283,914,000 | 294,081,000 | 297,791,000 |