Call reports 2014
PEGASUS BANK — 2014
What PEGASUS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 303,152,000 | 325,801,000 | 339,207,000 | 342,992,000 |
| Total loans | 164,824,000 | 186,116,000 | 198,245,000 | 217,344,000 |
| Allowance for loan losses | 1,560,000 | 1,701,000 | 1,851,000 | 2,011,000 |
| Securities available for sale | 79,794,000 | 75,009,000 | 74,311,000 | 68,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,207,000 | 299,015,000 | 311,734,000 | 315,524,000 |
| Interest-bearing deposits | 166,149,000 | 170,761,000 | 164,967,000 | 180,484,000 |
| Noninterest-bearing deposits | 111,058,000 | 128,254,000 | 146,767,000 | 135,040,000 |
| Equity capital | 25,603,000 | 26,397,000 | 26,966,000 | 27,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 4,064,000 | 6,404,000 | 8,862,000 |
| Interest expense | 87,000 | 173,000 | 254,000 | 334,000 |
| Net interest income | 1,842,000 | 3,891,000 | 6,150,000 | 8,528,000 |
| Noninterest income | 103,000 | 211,000 | 314,000 | 449,000 |
| Noninterest expense | 1,195,000 | 2,671,000 | 4,042,000 | 5,663,000 |
| Provision for loan losses | 70,000 | 211,000 | 361,000 | 521,000 |
| Pretax income | 680,000 | 1,333,000 | 2,174,000 | 3,000,000 |
| Income tax | 215,000 | 429,000 | 710,000 | 987,000 |
| Net income | 465,000 | 904,000 | 1,464,000 | 2,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,543,000 | 26,266,000 | 26,845,000 | 27,412,000 |
| Total capital | 27,103,000 | 27,967,000 | 28,696,000 | 29,423,000 |
| Risk-weighted assets | 254,529,000 | 267,168,000 | 270,913,000 | 283,065,000 |