Call reports 2013
PEGASUS BANK — 2013
What PEGASUS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 269,010,000 | 253,352,000 | 278,538,000 | 272,517,000 |
| Total loans | 140,622,000 | 147,085,000 | 130,798,000 | 145,474,000 |
| Allowance for loan losses | 1,453,000 | 1,473,000 | 1,490,000 | 1,490,000 |
| Securities available for sale | 53,025,000 | 43,000,000 | 70,591,000 | 79,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,267,000 | 228,464,000 | 253,052,000 | 246,881,000 |
| Interest-bearing deposits | 157,330,000 | 147,417,000 | 163,541,000 | 161,734,000 |
| Noninterest-bearing deposits | 86,937,000 | 81,047,000 | 89,511,000 | 85,147,000 |
| Equity capital | 24,257,000 | 24,417,000 | 25,051,000 | 25,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,502,000 | 5,288,000 | 7,073,000 |
| Interest expense | 102,000 | 193,000 | 287,000 | 375,000 |
| Net interest income | 1,624,000 | 3,309,000 | 5,001,000 | 6,698,000 |
| Noninterest income | 81,000 | 201,000 | 316,000 | 432,000 |
| Noninterest expense | 1,078,000 | 2,112,000 | 3,183,000 | 4,288,000 |
| Provision for loan losses | 0 | 20,000 | 25,000 | 25,000 |
| Pretax income | 627,000 | 1,383,000 | 2,115,000 | 2,855,000 |
| Income tax | 209,000 | 464,000 | 708,000 | 954,000 |
| Net income | 418,000 | 919,000 | 1,407,000 | 1,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,024,000 | 24,542,000 | 25,046,000 | 25,557,000 |
| Total capital | 25,477,000 | 26,015,000 | 26,536,000 | 27,047,000 |
| Risk-weighted assets | 176,582,000 | 182,411,000 | 184,107,000 | 216,267,000 |