Call reports 2012
PEGASUS BANK — 2012
What PEGASUS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 251,864,000 | 251,523,000 | 239,763,000 | 298,091,000 |
| Total loans | 133,752,000 | 135,373,000 | 128,178,000 | 138,127,000 |
| Allowance for loan losses | 1,372,000 | 1,402,000 | 1,413,000 | 1,453,000 |
| Securities available for sale | 49,731,000 | 43,119,000 | 49,431,000 | 46,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,737,000 | 228,173,000 | 215,943,000 | 274,080,000 |
| Interest-bearing deposits | 149,034,000 | 145,802,000 | 126,197,000 | 167,070,000 |
| Noninterest-bearing deposits | 83,703,000 | 82,371,000 | 89,746,000 | 107,010,000 |
| Equity capital | 18,828,000 | 22,867,000 | 23,395,000 | 23,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,479,000 | 5,224,000 | 6,912,000 |
| Interest expense | 98,000 | 188,000 | 267,000 | 342,000 |
| Net interest income | 1,658,000 | 3,291,000 | 4,957,000 | 6,570,000 |
| Noninterest income | 83,000 | 163,000 | 261,000 | 375,000 |
| Noninterest expense | 1,040,000 | 2,038,000 | 3,055,000 | 4,040,000 |
| Provision for loan losses | 78,000 | 108,000 | 117,000 | 157,000 |
| Pretax income | 623,000 | 1,321,000 | 2,059,000 | 2,761,000 |
| Income tax | 219,000 | 463,000 | 722,000 | 946,000 |
| Net income | 404,000 | 858,000 | 1,337,000 | 1,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,600,000 | 22,594,000 | 23,095,000 | 23,590,000 |
| Total capital | 19,972,000 | 23,996,000 | 24,508,000 | 25,043,000 |
| Risk-weighted assets | 155,790,000 | 154,141,000 | 151,281,000 | 163,930,000 |