Call reports 2011
PEGASUS BANK — 2011
What PEGASUS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 191,435,000 | 199,939,000 | 219,662,000 | 239,913,000 |
| Total loans | 107,842,000 | 115,764,000 | 119,322,000 | 132,112,000 |
| Allowance for loan losses | 1,111,000 | 1,147,000 | 1,187,000 | 1,307,000 |
| Securities available for sale | 40,466,000 | 41,984,000 | 36,582,000 | 48,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,184,000 | 181,935,000 | 201,304,000 | 221,345,000 |
| Interest-bearing deposits | 129,761,000 | 128,708,000 | 137,750,000 | 143,945,000 |
| Noninterest-bearing deposits | 44,423,000 | 53,227,000 | 63,554,000 | 77,400,000 |
| Equity capital | 16,909,000 | 17,695,000 | 17,939,000 | 18,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,360,000 | 2,803,000 | 4,300,000 | 5,942,000 |
| Interest expense | 118,000 | 241,000 | 374,000 | 487,000 |
| Net interest income | 1,242,000 | 2,562,000 | 3,926,000 | 5,455,000 |
| Noninterest income | 54,000 | 117,000 | 203,000 | 283,000 |
| Noninterest expense | 909,000 | 1,795,000 | 2,750,000 | 3,713,000 |
| Provision for loan losses | 35,000 | 71,000 | 111,000 | 231,000 |
| Pretax income | 352,000 | 818,000 | 1,329,000 | 1,855,000 |
| Income tax | 0 | 88,000 | 271,000 | 458,000 |
| Net income | 352,000 | 730,000 | 1,058,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,831,000 | 17,254,000 | 17,632,000 | 18,167,000 |
| Total capital | 17,942,000 | 18,401,000 | 18,819,000 | 19,474,000 |
| Risk-weighted assets | 131,659,000 | 141,710,000 | 132,470,000 | 152,138,000 |