Call reports 2025
STATE BANK OF TOLEDO, THE — 2025
What STATE BANK OF TOLEDO, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 130,722,000 | 135,163,000 | 134,089,000 | 138,815,000 |
| Total loans | 110,846,000 | 113,586,000 | 110,844,000 | 112,393,000 |
| Allowance for loan losses | 1,906,000 | 1,896,000 | 1,895,000 | 2,213,000 |
| Securities available for sale | 4,977,000 | 3,824,000 | 3,327,000 | 4,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,545,000 | 119,412,000 | 119,526,000 | 124,300,000 |
| Interest-bearing deposits | 93,889,000 | 97,979,000 | 96,806,000 | 95,423,000 |
| Noninterest-bearing deposits | 22,656,000 | 21,433,000 | 22,720,000 | 28,877,000 |
| Equity capital | 13,572,000 | 13,621,000 | 13,813,000 | 13,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,787,000 | 3,627,000 | 5,722,000 | 8,309,000 |
| Interest expense | 551,000 | 1,122,000 | 1,722,000 | 2,280,000 |
| Net interest income | 1,236,000 | 2,505,000 | 4,000,000 | 6,029,000 |
| Noninterest income | 265,000 | 503,000 | 747,000 | 1,011,000 |
| Noninterest expense | 1,407,000 | 2,619,000 | 3,909,000 | 5,289,000 |
| Provision for loan losses | 0 | 0 | 0 | 515,000 |
| Pretax income | 101,000 | 395,000 | 844,000 | 1,228,000 |
| Income tax | 0 | 6,000 | 24,000 | 40,000 |
| Net income | 101,000 | 389,000 | 820,000 | 1,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,137,000 | 13,185,000 | 13,375,000 | 13,263,000 |